1).Hadhrat Ali bin Kaab (Radiahallahu Anhu) remarks that Nabi (Sallallahu alayhi wasallam) asked him," Which is the most high ranking Aayat in the Qur'aan Kareem?" He said, " Allaah and His Rasul know best". Rasulallah repeated this statement very often. Hadhrat Ali (Radiahallahu Anhu) stated, "Ayatul Kursi".
Imam Ali (as) was told by our Holy Prophet: Qur'an is a great word, and Surat al Baqarah is the leader of the Qur'an and Ayatul Kursi is the leader of Surat Baqarah. One who recites Ayatul Kursi every morning will be in the protection, safety of Allah until the night. If one ties this to ones wealth or chidren, they will be safe from Shaitaan.
- Ayah al-kursi has many virtues. - God Almighty protects a house in which ayah al-kursi is read sincerely at night from the evil of Satan that night. - To read ayah al-kursi before sleeping at night is an act that complies with the sunnah. - The Prophet had information about the unknown by the permission of Allah.
ANSWER. The ta’awwudh (the phrase A’oodhu billaahi min ash-shaitaani-r-rajeem) and Basmala (the phrase Bismillaah-ir-Rahmaan-ir-Raheem) must be recited before a surah. Only the ta’awwudh, not Basmala, must be recited before an ayah according to the majority of scholars. For example, it is not necessary to say Basmala before such aayaat as 7cPyso.